SSV Capital is advancing Smart Pay toward full commercial launch

SSV Capital PLC is headquartered in London’s financial district, Canary Wharf.

SSV Capital's mission is to create a better future by substantially increasing the value of its assets. The company strives to achieve this not only for its benefit but also for the world at large, through a sustainable and ethical approach in all its endeavours.

Its commitment to this mission is guided by the principle of triple P: People, Planet, and Prosperity. It aims to maximise the positive impact by implementing a robust strategy and adhering to a responsible and ethically sound policy whenever possible. Building strong relationships with its partners is central to SSV Capital’s strategy, ensuring it makes a meaningful and positive contribution to society and the environment.

To achieve this objective, the company seeks to maximise the positive impact by executing a robust strategy and abiding by a responsible and ethically sound policy wherever possible. Strong relationships with partners are at the forefront of SSV Capital’s strategy.

SSV Capital PLC recently updated investors on its fintech and real estate business units as well as its evolving strategy for institutional capital engagement.

The company said it had repaid a £2.5 million convertible loan note, including accrued interest, ahead of the October 31 due date. 

The repayment was completed and announced on April 4. CEO Ankur Ghosh highlighted that the move was made possible due to a strong balance sheet and ongoing investor confidence.

SSV is also expanding its payments platform, SSV Smart Pay. The company said it aims to reach 2 million transactions this year. 

SSV Capital PLC earlier this week updated investors on its fintech and real estate business units as well as its evolving strategy for institutional capital engagement.

The company said it had repaid a £2.5 million convertible loan note, including accrued interest, ahead of the  October 31 due date. The repayment was completed and announced on 4th April 2025. It highlighted that the move was made possible due to a strong balance sheet and ongoing investor confidence.

SSV Capital PLC said has repaid £2.5 million in convertible loan notes ahead of schedule, citing the move as evidence of its financial strength and commitment to investors.

The company said the early redemption of the 2025 fixed-rate unsecured notes, including all accrued interest up to April 4, reflects its “strategic foresight” and focus on sustainable growth. The loan notes had originally been due on October 25.

Ankur Ghosh uses the example of the bamboo tree to explain the rapid progress of SSV Capital PLC in recent months as it hit a series of milestones that count down to a key inflexion point over the summer.

“For the first three years there is no visible activity to show the plant is growing,” Ghosh explains. “Then suddenly, in year four it shoots up to 80 feet tall.”

SSV Capital PLC CEO Ankur Ghosh speaks with Proactive's Stephen Gunnion about the company's recent milestones and growth trajectory.

Ghosh shared insights into the commercial launch of SSV Smart Pay, which saw an increase in both merchants and customer. "We are trying to systematically increase the customer transaction volume," Ghosh said, noting that over 2,000 merchants have already integrated a white-label solution on the platform, with plans to expand into Ireland and across Europe.

Additionally, SSV Capital is focusing on Proptech developments, aiming to onboard real estate projects and implement technology solutions that can scale. The company also highlighted its fundraising efforts for SSV Capital Partners, targeting a committed capital of over 50 million euros and growing to 250 million euros in the next three years.